Patient Financing Options for Your Recommended Dental Treatment at Brookline Dental Specialists
Our patients are encouraged to pursue the best preventive and proactive dental health care we can offer in our practice. Effective care in our office includes annual maintenance and teeth cleaning with a dental hygienist, and exams with the dentist. Untreated cavities and tooth decay can be painful and eventually lead to bigger dental problems and even more serious health issues, like heart problems. Dental visits are just as important as visits to your physician—you don’t want to put them off for too long. Skipping your visit to the dentist because of cost can put your or your family’s health at risk. Medical insurance plans do not include dental work, and if dental insurance is offered at your place of employment, it comes with a separate cost and set of rules for coverage. Even with dental insurance, there are no guarantees it will cover the entire cost of an expensive recommended procedure that you need.
We are very happy to work with you in our office and find options that are the best fit for you in order to pay for dental treatment if it is not covered by your insurance. Here are some of the ways we can help!
Your Pre-Tax Health Savings Account (HSA)
The funds in your HSA can be used for any medical or dental procedure. An HSA gives you the ability to put pre-tax money into your account each month that you can then use for medical expenses. This helps lower your overall health care costs because it is pre-taxed money. If you do not already have an HSA be sure to check with your employer to see if this option is available to you in your benefits plan. Since most dental care is an eligible expense, patients may decide to use the money in their HSA to help pay for any co-pays or dental procedures they need.
BDS Dental Membership Plans
Another great option to cover the cost of your care is our BDS dental care membership plan. We have several customized care packages that include the preventive care you will need all covered by an annual subscription fee. The membership plan is not dental insurance, no claims are filed and no payments are made to outside health care providers. Once your annual fee is paid to our office directly, you are entitled to the dental benefit membership program for 12 consecutive months. This includes your preventive care and a discount on most of the recommended treatments you may need.
Third-Party Patient Financing Options
Paying a bill on a weekly or monthly basis broken out over a longer payment period is much more manageable for most people than paying it in a lump sum. In our office, we can help you discover a flexible payment plan for the cost of procedures not covered by insurance. Our patient care experts have lots of experience finding a plan that works for you and your budget. Patient financing works very much like a car loan or a mortgage. There is a term, a monthly fee and some interest for the credit amount your qualify for toward the cost of your treatment.
CareCredit Healthcare Credit Card
We’re pleased to accept the CareCredit credit card, North America’s leading patient healthcare financing program. CareCredit lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget.
Your Healthcare Credit Card
CareCredit is the credit card exclusively designed for healthcare services. CareCredit offers special financing on purchases of $200 or more* for healthcare procedures not commonly covered by insurance.
*Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.