Dentists,Insurance

Open Enrollment period for your 2026 Dental Plans will begin on November 1 for most traditional insurance companies. As you are making this important decision about renewal, we want to be sure and share options with you that might make your high expectations for quality dental care at Brookline Dental Specialists more accessible and affordable than your current plan!

Be sure to review your actual benefits for dental insurance plan you are about to renew AND be careful not to assume that dental insurance is the one and only option. Most traditional dental plans leave gaps—especially when it comes to more advanced care. At BDS, we believe your smile deserves better. That’s why we offer an in-house Membership Club built on simplicity, transparency, and real value for adults, kids, and those managing gum disease.

The Problem with Traditional Dental Insurance

You’ve probably noticed some of these frustrations:

  1. Limited coverage for complex services
    Many plans exclude or severely limit coverage for implants, adult orthodontics, gum surgeries, and cosmetic treatments. Once you need something beyond a cleaning or filling, insurance may offer little or nothing.
  2. Annual maximums that don’t stretch far
    Even if a plan promises “comprehensive” care, there’s often a cap (e.g. $1,000–$2,000) beyond which the patient pays in full. As dental costs rise, that maximum doesn’t go as far.
  3. Rising premiums with stagnating benefits
    Each year the cost of your premium goes up — but benefits, waiting periods, and exclusions tend to stay the same (or get stricter).
  4. Complex rules, waiting periods, and exclusions
    Insurance plans might demand that you wait months for coverage, satisfy a deductible, or jump through hoops before covering certain treatments. That means delays in care and more out-of-pocket stress.

Because of these limitations, many patients end up paying for significant treatments out-of-pocket anyway — just after navigating a maze of rules.

A Better Way: Brookline Dental Specialists Membership Club

At BDS, we’ve designed membership plans to address insurance’s shortcomings and put clarity, value, and access back in your hands. Each plan includes preventive care and gives you exclusive discounts on additional treatments — without the headaches of insurance.

Here’s a breakdown:

Adult Membership (Age 13+) — $38/month

• 2 professional cleanings & exams per year
• Necessary x-rays
• One emergency exam (if needed)
20% off most restorative or elective treatments
• Includes a $129 lifetime activation fee (first month)
You can save at least $299/year with consistent preventive care. My Dental Membership

Child Membership (12 & Younger) — $23/month

• 2 cleanings & exams annually
• Necessary x-rays
• Fluoride treatments
• Emergency exam (as needed)
20% off other treatments
• $129 activation fee included (first month)
Projected savings of $400/year My Dental Membership

Periodontal Membership (for patients with gum disease) — $52/month

If you’re in active periodontal maintenance (i.e. you’ve had gum disease treatment), this plan gives you:
• 3–4 maintenance cleanings/year + 2 exams
• Necessary x-rays
• Emergency exam coverage
20% off other treatments
• $129 activation fee (first month)
You can expect savings of $719/year My Dental Membership

All memberships activate immediately—there are no waiting periods. My Dental Membership

Why Choose BDS Membership Over Insurance?

  1. Predictable & Transparent
    You know exactly what your monthly cost is, and you don’t have to navigate hidden deductibles or claim rejections.
  2. Access to more treatments
    Because your plan is not constrained by insurance policies, you can get better access to advanced procedures and care for conditions insurance often excludes.
  3. Focus on your care, not insurer rules
    At BDS, your dentist and care team make decisions based on your needs—not on whether a procedure is “covered.”
  4. Value that grows
    As dental costs increase, your membership discount and coverage remain a strong benefit. You are no longer hostage to rate hikes and benefit restrictions.

If you’re tired of fitting your dental care into a very restrictive and outdated insurance driven plan—or if you’re paying high premiums for coverage gaps—Brookline Dental Specialists is here with a better alternative. Whether you’re an adult, a parent, or managing gum disease, we have a plan made just for you.

Ready to learn more or enroll? Visit our membership page on our website or contact our office. We are happy to walk you through the details, answer your questions, and help you choose the plan that makes the most sense for your smile.

Your health — and your smile — deserve transparency, quality, and care that fits you and we cannot wait to see your smiles!